I spoke with David over the weekend about this and I realized that I didn't give a clear enough explanation so I thought I would clarify in case it would help someone else. Adding a mask did what David wanted, but I mentioned that it might not give the results he needed. When adding a mask, think of it as masking tape. It covers up, but it's still there. So, if you add an effect and a mask, the effect is still there, you are simply covering up a portion. Example, if I have a matrix and I place a picture effect over the entire model, then add a mask to cover up the bottom half of the model, you will only see half of the picture. However, if you use a sub-buffer and select the top half of the matrix, the picture will show up in the entire top half section. The model has basically been redefined.
If you are only using on effects, colorwashes, etc, then a mask will work just fine. But other effects, like a vu meter, will not work well with masks. A mask will cover up, but it will cover up part of the effect that you want to see. The sub-buffer will be a better fit.
James